Travel insurance is an invaluable way to safeguard yourself against unexpected costs. It usually covers things like medical bills, lost luggage and trip cancellations.
Some travel insurance plans also cover children up to the age of 17. This benefit may not be widely known, but it can be a huge advantage for families traveling overseas with young kids.
Travel insurance for families offers a range of features and benefits designed to give you peace of mind on your next international trip. Whether it’s just the two of you taking a holiday, or you have an extended business trip planned, we have the coverage you require.
World Nomads offers a comprehensive suite of benefits to American travelers, from medical emergencies and trip delays to evacuation coverage and COVID (coronavirus) coverage. Plus, its $0 deductible for emergency medical expenses and travel delays covers any potential financial burden that might arise as a result of these circumstances.
Additionally, they provide a range of travel insurance packages tailored towards different levels of risk. You can start with the basic plan and upgrade as your needs evolve.
World Nomads’ Explorer plan is perfect if you are planning a trip that involves lots of hiking, biking and other outdoor activities. It will cover your travel and emergency medical expenses up to $100,000 with no deductible on covered emergencies.
Another advantage to this plan is their CFAR (cancel for any reason) coverage, which will reimburse a portion of your pre-paid travel costs in case you need to cancel due to an insured reason. You must purchase this upgrade at least 48 hours before your trip; however, the added security and ability to get money back if something unforeseeable arises makes this upgrade well worth the price tag.
Before signing up for a policy, it’s essential to read all of the policy documents thoroughly and make sure all coverages and limits are understood. Doing this will enable you to decide what you require and what’s best suited for yourself and your family.
For instance, if you’re taking your family on vacation to Europe and one of your children has a pre-existing medical condition, finding an insurance plan that covers it is essential. Some insurers only cover pre-existing conditions if purchased as an additional rider on top of standard policies; other may already include special provisions for these circumstances in their standard policies.
Before embarking on any high-risk trip, such as an adventure tour or long term overseas stay, be sure to understand what’s included and excluded in your policy. Some companies will have a look-back period that requires you to have been free of the pre-existing condition for a certain number of days within 60-180 days before approval of your claim is given.
Travel insurance provides invaluable peace of mind while you’re away, regardless of any risks that may arise. There is a wide range of plans available, from budget-friendly options to high-end ones, so it’s best to do some research and compare. Most importantly, find a policy that meets both your needs and budget so you’re well prepared for your next journey.